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Dear Clients and Friends of Insight, In spite of the gloomy sentiment that preoccupied so many investment strategists and commentators for the first few months of the year, the market, once again, surprised the consensus thinkers and reversed its negative course. Although many challenges for a healthy economic environment remain, investors’ moods improved (thank you Chair Yellen), which helped boost the major U.S. indices into slightly positive territory to end the first quarter! In our last...

Events often do not materialize when or even as expected. As 2015 began most market prognosticators predicted positive returns for global stock markets of 5% to 10% or more. However, market indexes around the world closed out the year on a downbeat, which was particularly disappointing given the sharp rebound in stock prices we experienced this past fall. This left many U.S. investors with their first negative annual return from stocks since the current bull market began in March of 2009 — a...